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How Do You Stack Up With America’s Current Net Worth?

Have you ever pondered about how you stack up with america’s current net worth. The current net worth for american families was $98,887 in October of 2008 at the bottom of the recession. Now if you’re shocked by that statistic, please consider that it is extremely weighted by super-wealthy people such as Bill Gates and Warren Buffett. Even though only 5% of the population is wealthy, they control 95% of the total wealth. So what do they do that most people simply do not? There has been a universally accepted system for financial success for as long as I can remember in America.

This system use to work for almost everyone who implemented it; however this system has run its course and no longer works for most people. The first step of this system is to go to school and get a good education. This particular step can be agreed upon; however I feel that if we want students entering the “real world” to be more financially successful we should teach more material related to money management. The second step is to get a good job and make good money, however the only problem with that is I’m not sure that a “good job” exists anymore. Many companies today make obscene profits, yet do not pay employees anywhere near what they are worth and most companies occupy a great deal of employees’ time and energy. Furthermore, many companies have reduced their benefit plans drastically thus removing another perceived advantage of a job.

Having a job can work if you truly do have a “good job” that pays you handsomely for what you do and provides meaningful benefits but stay tuned because there are other things you must do. The third and final step is to save the money that you make in the bank. We have been taught to save a portion of income consistently until we retire and that those savings should be sufficient for the rest of our lives. The problem is that banks pay you a putrid interest rate of less than one percent on most savings accounts. Even if you are able to put away large chunks of money every month, it won’t matter if you don’t get a decent return on your hard-earned money. In order to be financially successful, you must first realize that if you are one of the many Americans who do not have a “good job” you must find an alternate source of income that pays you significantly more for your time than your job does. The best way to do this is to find a solid network marketing company. Many of these companies have a proven track record of producing financially successful people because they have great business systems in place.

They allow you to make great money on a part-time basis without concerning yourself with the headaches of a traditional business such as payroll and marketing materials. The investment is usually from $100-$500 with the potential to make millions. The next step applies whether you have a “good job” or not and that is to invest your money in mutual funds. Mutual funds are the best way to invest for the average person because they are professionally managed and the risk that is so oftenassociated with investing is diluted because it is spread among many great companies. Some mutual funds will yield a return of anywhere from 10-18%. This is the new system for financial success in today’s economy.

My name is Joffrey A. Mann and I have been helping people successfully start their own home-based businesses for 4 years. To learn more about increasing your current net worth, visit current net worth.

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